Auto Loans and Subaru Leases near San Diego | Subaru El Cajon

Our Subaru Financing Center near San Diego is Here to Make Your Dream Car a Reality

No matter what stage you find yourself in, with researching a new or used car, it is always important to consider the next step after the test drive: financing and leasing. An auto loan or lease agreement are both the most common and practical payment avenues which people take as very few of us can ever purchase a new car with cold, hard cash. That is where our finance center here in El Cajon comes in! When you find a new Subaru SUV or used car that fits your needs, our finance center can help you make it a reality by giving you your best options where financing and leasing are concerned. Purchasing or leasing a new car can be one of the biggest purchases you make in your life, so you deserve to have all the right information and resources at your disposal before moving forward which is where our finance center at Subaru El Cajon is here to help! Stop by our El Cajon Subaru dealership to learn more, we are located at 900 Arnele Avenue, about five minutes outside of La Mesa and proudly serving the greater San Diego area.

To Finance or To Lease?

If this is your first-time shopping for a new or used car, then you might be unsure which purchase option is right for you. Fortunately, our finance team is here to help with either choice, which starts by explaining briefly what each process entails. When you enter into an auto loan agreement, or auto financing, your ultimate aim is to pay off the total cost of the new Subaru or used car through a down payment due at the signing of the loan as well as separate monthly installments which are worked out through our dealership and a bank or credit union. An auto loan is accessible to many people on a variety of budgets and allows you to build equity when payments are made on-time. Once the full balance of the loan is paid off, the transaction is complete, and the vehicle is all yours to trade-in, sell, keep, or donate.

A Subaru lease agreement is aimed more at short-term ownership, similar to a rental agreement. In a standard lease contract, the driver agrees to drive the vehicle for a set number of months and miles with the expectation of returning the vehicle to our dealership in its original condition, minus normal wear and tear, upon completion of the agreement. You still make a down payment and structured monthly payments, but they are lower in the short term as you are only paying for a fraction of the vehicle's total costs. The vehicle also remains under warranty throughout the entirety of the lease agreement and, when the agreement is complete, you simply return the vehicle to us and choose another one if you wish.

Get Started Online Today!

In order to help you get the ball rolling and have an idea of what you are getting into, before you test drive, we offer a number of services here online to help you get started. If you know which new Subaru or used car you would like to purchase or lease first, take a look at our new and used vehicle specials to see if any new financing or leasing offers await you for an affordable deal on the new Subaru or used car you like. Then, fill out our finance application and secure pre-approval for an auto loan or lease agreement. The information you disclose to us is kept completely confidential and the form can be approved from your home computer in Spring Valley. If you have a vehicle to trade-in, you can use our trade value tool to receive an appraisal for your used car, which can be confirmed by our service center and used toward a Subaru auto loan.

Let's Get Started!

If you ever have any questions, our sales team and finance center are just a few clicks, or a phone call, away at Subaru El Cajon! Once you have a good understanding of the Subaru financing or leasing process, schedule a test drive, and talk to our El Cajon Subaru finance center today for your next affordable loan or lease agreement. Our El Cajon Subaru dealership near San Diego is conveniently located just a short drive outside of Santee, CA. We look forward to meeting you!

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Subaru El Cajon

900 Arnele Ave
Directions El Cajon, CA 92020

  • Sales: 888-833-0243


  • Monday 09:00am - 09:00pm
  • Tuesday 09:00am - 09:00pm
  • Wednesday 09:00am - 09:00pm
  • Thursday 09:00am - 09:00pm
  • Friday 09:00am - 09:00pm
  • Saturday 09:00am - 09:00pm
  • Sunday 10:00am - 07:00pm
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